Attention homeowners in Gunter and Grayson County: Get an Appraisal today!

See the top seven reasons why Texas homeowners need Yellow Rose Appraisals:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge your property tax assessment in Texas
To cut your mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
Determine the true market value of the real estate in question to settle an estate


	Need help determining the value of your house in or near Gunter, Texas? Contact Yellow Rose Appraisals.

At Yellow Rose Appraisals, we understand the individual needs of a customer seeking appraisal services. Our usual business clients understand the appraisal process and the customary "products" we deliver to them. But as a general consumer, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's market value, not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value report than yours.

Challenge a property tax assessment

Let's say your home is not appreciating as much as other properties nearby -- your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. An appraisal from Yellow Rose Appraisals is your perfect weapon when challenging your property tax assessment.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut costs for homeowners. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Yellow Rose Appraisals, we're experienced in helping homeowners just like you abolish undesirable PMI insurance.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can be troublesome from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. Yellow Rose Appraisals can provide you with a professional appraisal to help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd like to have a veteran appraiser double-check it for preciseness or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Yellow Rose Appraisals can help you with that. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.